Cookie Policy
This Cookie Policy explains how Marinovarex uses cookies and similar tracking technologies on our household budget guidance website to enhance user experience, analyze site performance, and provide relevant content.
What Are Cookies
Cookies are small text files placed on your device when you visit websites. They store information about your preferences, actions, and browsing patterns. Cookies enable websites to remember your preferences, recognize returning visitors, and understand how people use site features. Most websites use cookies to improve functionality and user experience.
Types of Cookies We Use
Our household budget guidance website uses several categories of cookies for different purposes:
Necessary Cookies
These essential cookies enable core website functionality including secure access, navigation between pages, and use of interactive features like contact forms and calculators. Our household budget website cannot function properly without these cookies. They do not gather information for marketing purposes.
Duration: Session cookies expire when you close your browser
Functional Cookies
These cookies remember your preferences and choices such as language settings, text size, or customized calculator parameters to enhance convenience during return visits. Functional cookies improve your experience by eliminating repetitive selections but are not essential for basic website operation.
Duration: Typically remain for thirty to ninety days
Analytics Cookies
We use analytics cookies to understand how visitors use our household budget resources including which pages are viewed most frequently, how long visitors spend reading content, and which navigation paths are common. This information helps us improve resource organization and content quality.
Duration: Generally remain for one to two years
Marketing Cookies
Marketing cookies track your browsing activity across websites to build profiles of your interests and display relevant advertisements. Third-party advertisers may place these cookies when you visit our household budget guidance website. We do not control third-party cookies directly.
Duration: Varies by provider, typically three to twelve months
How We Use Cookies
Cookies on our household budget guidance website serve the following specific purposes:
- Maintaining security and preventing fraud by identifying suspicious access patterns that might indicate unauthorized use or automated attacks on our systems.
- Analyzing which household budget resources, calculators, and articles provide the most value to visitors so we can expand useful content and improve or remove underutilized features.
- Remembering your cookie consent preferences so we don't display the consent banner repeatedly after you've made your selection about cookie categories.
- Understanding traffic sources and user demographics in aggregate to make informed decisions about resource development and website improvements that benefit typical visitors.
Your Cookie Rights
Under South African data protection law and international standards, you have rights regarding cookie use:
GDPR Rights European Visitors
If you're accessing our website from the European Union, you have the following rights:
- Right to be informed about what cookies we use and why, which this Cookie Policy fulfills by explaining our cookie practices clearly.
- Right to consent before non-essential cookies are placed, giving you control over analytics and marketing cookies through our preference center.
- Right to withdraw consent at any time by changing your cookie settings through browser controls or our preference management tool.
CCPA Rights California Visitors
California residents have specific rights under the California Consumer Privacy Act:
- Right to know what personal information is collected through cookies and tracking technologies and how it is used or shared with third parties.
- Right to opt out of the sale of personal information, including data collected through marketing cookies, through browser settings or opt-out mechanisms.
- Right to non-discrimination for exercising privacy rights, ensuring we don't deny services or charge different prices based on your cookie preferences.
LGPD Rights Brazilian Visitors
Visitors from Brazil have rights under the Lei Geral de Proteção de Dados:
- Right to confirmation that we process personal data collected through cookies and access to information about what data is collected and its purposes.
- Right to correct incomplete, inaccurate, or outdated data collected through tracking technologies by contacting us with updated information.
- Right to deletion of personal data collected through cookies when it is no longer necessary for the purposes for which it was collected.
Managing Cookie Preferences
You can control cookie use through several methods:
Browser Settings
All modern browsers allow you to control cookie acceptance through settings menus:
- Block all cookies entirely, though this may prevent proper functioning of many website features including calculators, forms, and navigation elements.
- Delete cookies after each browsing session so they don't persist between visits, requiring you to reconfigure preferences each time you access our site.
- Accept cookies but delete specific ones manually when desired, giving you granular control over which sites can store information on your device.
Important: Blocking or deleting cookies may impair functionality of our household budget guidance website including contact forms, calculators, and personalized features.
Third-Party Cookies
Our household budget guidance website may include content or functionality from third-party services such as analytics providers, social media platforms, or advertising networks. These third parties may place their own cookies on your device. We do not control third-party cookies, and they are governed by the privacy policies of those external services. Review third-party privacy policies to understand their cookie practices.
Contact Us About Cookies
If you have questions about this Cookie Policy or how we use cookies on our household budget guidance website, please contact us:
Email Address: content@marinovarex.sbs
Phone Number: +27(42)8831484
Physical Address: Willowbridge / Tyger Valley, Cape Town South Africa
Policy Updates
We may update this Cookie Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. Material changes will be communicated through website notice or email to subscribed users. Continued use after changes indicates acceptance of updated terms.
Last Updated: May 2, 2026